Wednesday, 10 June 2015

some financial tips for consideration & review

So, You’re Getting Married, or living together?

some financial tips for consideration and review


1 Who is going to manage the money?

2. Who’s bringing in the moolah?

3. How will we handle the household expenses?

4. How much personal spending money should each of us have that doesn't have to be accounted for?

5. How much can we spend on a purchase without needing consent from the other person?

6. What is your attitude toward money?

7. What assets and liabilities are you bringing to the marriage?

8. How will we cope if the ca-ca hits the fan?

9. Who will we use as a guide to help us through some of our financial decision-
making?

10. What does our life look like in five years?

more  details on the tips from the Gail Vaz-Oxlde web site  http://www.gailvazoxlade.com/articles/life_happens/getting_married.html

Coming Clean    http://www.gailvazoxlade.com/articles/life_happens/coming_clean.html

posted by Alex W Fraser

Courtenay, BC
http://freegas.bitronglobal.com

Sunday, 7 June 2015

The benefit of Bitron Engine Treatment for your Equipment






 

Are you getting these kind of great results?
What  kind of results are your getting?

Did you know that by using the bitron engine treatment you can extend the time between oil changes!

more info go to   http://glengarry.naturelinesolutions.com/engine_treatment.html

Enjoy the journey

take care and God Bless
Alex W Fraser
Courtenay, BC
250 338 6334

 join our update mailing list at  http://eepurl.com/bhgfUz

Wednesday, 3 June 2015

Bi-Tron Engine Treatment FAQs

Frequently Asked Questions on     

Bi-Tron Engine Treatment?

1. How often should an engine be treated with Bi-Tron Engine Treatment?

Every scheduled oil change at a ratio of 5% to 6% of your crankcase capacity.8% to 10% when using Bi-Tron Engine Treatment for the first time.

2. Will Bi-Tron void my manufacturer's warranty? 

No, absolutely not. Your new vehicle warranty actually covers the quality of material and workmanship that went into assembling your vehicle. Protecting the moving metal parts in your vehicle with a protective lubricating layer cannot void that warranty. 

3. Can I use Bi-Tron in 2 cycle applications?

Yes, treat two-stroke oil at 10% with Bi-Tron Engine Treatment. Treat the fuel at 1 to 2oz (30 to 60ml) of Bi-Tron Fuel Conditioner for every 10 gallons (44L) of gasoline. There is no application that needs Bi-Tron more!  

4. Will Bi-Tron affect the performance of a wet clutch?

No, Bi-Tron Engine Treatment cannot and will not cause the clutch to slip or malfunction in any way. 

5. Do I need Bi-Tron in my new vehicle?

Yes, absolutely. If you want to help prevent premature wear. 90% of engine wear and damage occurs at start up, when your oil is in the sump, whether your car is new or older. Bi-Tron can help provide protection at start up and may prevent some of that damage.

6. Can Bi-Tron Engine Treatment be used with synthetic oils?

Yes, Bi-Tron Engine Treatment is compatible with all synthetic oils. 

7. Can Bi-Tron Engine Treatment be used in diesel engines?

Yes, in fact diesel engines can benefit even more than gasoline engines. There is usually more hydrocarbon build up and Bi-Tron will actually help neutralize some of the acidic by-products of combustion. 

8. Will Bi-Tron Engine Treatment fix pre-existing problems?

No, Bi-Tron Engine Treatment is designed to protect against friction and heat. Bi-Tron Engine Treatment cannot be used to repair parts that are at the failing point or any pre-existing mechanical problems. 

9. After Bi-Tron Engine Treatment is installed do I still need to change my oil according to the manufacturer's specifications?

Yes, Bi-Tron is not a replacement for regular scheduled maintenance. Bi-Tron may extend the working life of your oil but manufacturer's may void warranties unless regular service schedules are maintained. 

10. Can Bi-Tron Engine Treatment damage the seals in my engine?

No, far from it. Bi-Tron can actually rejuvenate your engine's seals to an extent. It will not, however, repair damaged seals. It is not a detergent but does have detergent like properties. It may remove build up that has been deposited around seals allowing them to reseat. There is no way Bi-Tron can cause a seal to fail. 

11. What's in it?

Revealing intricate details of this formula would be unwise from a business competition viewpoint. Are you aware of what is in the oil products you presently use for your vehicles? We can assure you that Bi-Tron uses only the highest quality, tested and proven technology and ingredients. Suffice to say there is no part of our product that can cause any harm. They contain no solids, no PTFE, no lead, zinc, molybdenum or copper. No solids of any kind. Nothing to clog up, plug or damage anything. It is non acidic, non caustic, well balanced, thoroughly researched, time tested and proven, with over a decade of satisfied users worldwide. 

12. How does it work?

The primary technology behind Bi-Tron seeks out and bonds to metal creating a lubricant layer. Any build up existing on the metal Bi-Tron is seeking out is removed. Bi-Tron is superior to any lubricant you will find on the market. If you haven't tried it yet you should! 

13. What if I don't like it and want my money back?

Natureline gives a 100% money back guarantee on all retail purchases. If you are genuinely unhappy with the results and you have followed the instructions properly the distributor from whom you purchased the product will return your purchase price. We will always maintain a money back guarantee because this product works.

  1. more info go to   http://glengarry.naturelinesolutions.com/engine_treatment.html

    Enjoy the journey

    take care and God Bless
    Alex W Fraser
    Courtenay, BC
    250 338 6334

     join our update mailing list at  http://eepurl.com/bhgfUz


Sunday, 26 April 2015

"Asparagus For Cancer"


"Asparagus For Cancer"

Subject: Asparagus DO NOT FAIL TO READ THIS AND SEND TO YOUR FAMILY &FRIENDS When I was in the USN, I was stationed in Key West, FL. I worked at the clinic at Naval Air Station on Big Coppitt Key just a few miles north of Key West. The hospital at Key West was for out- patients only, for retired armed forces personnel that lived in the area. If you needed to be hospitalized you were sent to Homestead AFB Florida. I had the day off and just went inside the hospital (Corpman barracks were next to hospital). There was a retired Navy man that worked in the lab and he was very interesting gentleman to talk with. He was a retired biochemist from the USN. He asked me what was going on that day,and I said I had the day off. I wish I was working, as the crew on, today was taking a sailor to Homestead as he had a very bad kidney infection. Now this elderly gent told me the man should have eaten more asparagus, and he wouldn't have that problem. I asked why? I'll never forget him saying, do you eat asparagus? and I said yes, I love them. He replied you notice how your urine stinks after eating asparagus? I said well I never thought it was what I ate but yes it does have a pungent odor. He said, It is because it is detoxifying your body of harmful chemicals!!! This was back in 1986 when I was stationed there and to read this email again I had to share this story...Eat more asparagus, my friends.

Asparagus -- Who knew?
My Mom had been taking the full-stalk canned style asparagus, pureed it and took 4 tablespoons in the morning and 4 tablespoons later in the day. She did this for over a month. She is on chemo pills for Stage 3 lung cancer in the pleural area and her cancer cell count went from 386 down to 125 as of this past week. Her oncologist said she will not need to see him for 3 months.

THE ARTICLE:
Several years ago I met a man seeking asparagus for a friend who had cancer. He gave me a copy of an article, entitled "Asparagus For Cancer" printed in the Cancer News Journal, December 1979. I will share it here, just as it was shared with me: I am a biochemist, and have specialized in the relation of diet to health for over 50 years. Several years ago, I learned of the discovery of Richard R. Vensal, D.D.S. that asparagus might cure cancer. Since then, I have worked with him on his project. We have accumulated a number of favorable case histories. Here are a few examples:

Case No. 1, A man with an almost hopeless case of Hodgkin's disease (cancer of the lymph glands) who was completely incapacitated. Within 1 year of starting the asparagus therapy, his doctors were unable to detect any signs of cancer, and he was back on a schedule of strenuous exercise

Case No. 2, A successful businessman, 68 years old, suffered from cancer of the bladder for 16 years. After years of medical treatments, including radiation without improvement, he began taking asparagus. Within 3 months, examinations revealed that his bladder tumor had disappeared and that his kidneys were normal.

Case No. 3, On March 5th 1971, a man who had lung cancer was put on the operating table where they found lung cancer so widely spread that it was inoperable. The surgeon sewed him up and declared his case hopeless. On April 5th he heard about the Asparagus therapy and immediately started taking it. By August, x-ray pictures revealed that all signs of the cancer had disappeared. He is now back at his regular business routine.
Case No. 4, A woman had been troubled for a number of years with skin cancer. She developed different skin cancers which were diagnosed by the acting specialist as advanced. Within 3 months after beginning asparagus therapy, the skin specialist said her skin looked fine with no more skin lesions. This woman reported that the asparagus therapy also cured her kidney disease, which had started in 1949. She had over 10 operations for kidney stones, and was receiving government disability payments for an inoperable, terminal, kidney condition. She attributes the cure of this kidney trouble entirely to the asparagus treatment.

I was not surprised at this result as `The elements of materia medica', edited in 1854 by a Professor at the University of Pennsylvania, stated that asparagus was used as a popular remedy for kidney stones. He even referred to experiments, in 1739, on the power of asparagus in dissolving stones. Note the dates! ---We would have other case histories but the medical establishment has interfered with our obtaining some of the records. I am therefore appealing to readers to spread this good news and help us to gather a large number of case histories that will overwhelm the medical skeptics about this unbelievably simple and natural remedy.

For the treatment, asparagus should be cooked before using. Fresh or canned asparagus can be used. I have corresponded with the two leading canners of asparagus, Giant and Stokely, and I am satisfied that these brands contain no pesticides or preservatives. Place the cooked asparagus in a blender and liquefy to make a puree. Store in the refrigerator. Give the patient 4 full tablespoons twice daily, morning and evening. Patients usually show some improvement in 2-4 weeks. It can be diluted with water and used as a cold or hot drink. This suggested dosage is based on present experience, but certainly larger amounts can do no harm and may be needed in some cases.

As a biochemist I am convinced of the old saying that `what cures can prevent.' Based on this theory, my wife and I have been using asparagus puree as a beverage with our meals. We take 2 tablespoons diluted in water to suit our taste with breakfast and with dinner. I take mine hot and my wife prefers hers cold. For years we have made it a practice to have blood surveys taken as part of our regular checkups. The last blood survey, taken by a medical doctor who specializes in the nutritional approach to health, showed substantial improvements in all categories over the last one, and we can attribute these improvements to nothing but the asparagus drink. As a biochemist, I have made an extensive study of all aspects of cancer, and all of the proposed cures. As a result, I am convinced that asparagus fits in better with the latest theories about cancer.

Asparagus contains a good supply of protein called histones, which are believed to be active in controlling cell growth. For that reason, I believe asparagus can be said to contain a substance that I call cell growth normalizer. That accounts for its action on cancer and in acting as a general body tonic. In any event, regardless of theory, asparagus used as we suggest, is a harmless substance. The FDA cannot prevent you from using it and it may do you much good. It has been reported by the US National Cancer Institute, that asparagus is the highest tested food containing glutathione, which is considered one of the body's most potent anticarcinogens and antioxidants.

Just a side note... In case you are wondering why this has not been made public, there is no profit in curing cancer.


Please send this article to everyone in your Address Book. The most unselfish act one can ever do is paying forward all the kindness one has received.


posted by 
Alex W Fraser
Courtenay, BC
4/26/15

Wednesday, 15 April 2015

Carl's garden

Carl's garden
Please take the time to read this.  I wanted to hurry up and read it, but God slowed me down and I read the whole thing.  Guess what, God does what God always does, he blessed me and now it is your turn to be blessed .
Carl was a quiet man.. He didn't talk much. 
He would always greet you with a big smile and a firm handshake.
Even after living in our neighborhood for over 50 years,
No one could really say they knew him very well.
Before his retirement, he took the bus to work each morning.
The lone sight of him walking down the street often worried us.
He had a slight limp from a bullet wound received in WWII.

Watching him, we worried that although he had survived WWII, He may not make it through our changing uptown neighborhood with its ever-increasing random violence, gangs, and drug activity.

When he saw the flyer at our local church asking for volunteers for caring for the gardens behind the minister's residence, he responded in his characteristically unassuming manner. Without fanfare, he just signed up.
He was well into his 87th year when the very thing we had always feared finally happened..

He was just finishing his watering for the day when three gang members approached him.
Ignoring their attempt to intimidate him, he simply asked,
"Would you like a drink from the hose?"

The tallest and toughest-looking of the three said, "Yeah, sure," with a malevolent little smile.
As Carl offered the hose to him, the other two grabbed Carl's arm, throwing him down.
As the hose snaked crazily over the ground, dousing everything in its way, Carl's assailants stole his retirement watch and his wallet, and then fled.
Carl tried to get himself up, but he had been thrown down on his bad leg.
He lay there trying to gather himself as the minister came running to help him.
Although the minister had witnessed the attack from his window, he couldn't get there fast enough to stop it.
"Carl, are you okay? Are you hurt?" the minister kept asking as he helped Carl to his feet.

Carl just passed a hand over his brow and sighed, shaking his head.
"Just some punk kids. I hope they'll wise-up someday."
His wet clothes clung to his slight frame as he bent to pick up the hose.
He adjusted the nozzle again and started to water..

Confused and a little concerned, the minister asked, "Carl, what are you doing?"
"I've got to finish my watering. It's been very dry lately," came the calm reply. 
 
Satisfying himself that Carl really was all right, the minister could only marvel.
Carl was a man from a different time and place.

A few weeks later the three returned.. Just as before their threat was unchallenged.
Carl again offered them a drink from his hose.  

This time they didn't rob him.
They wrenched the hose from his hand and drenched him head to foot in the icy water.
When they had finished their humiliation of him, they sauntered off down the street, throwing catcalls and curses, falling over one another laughing at the hilarity of what they had just done.
Carl just watched them.
Then he turned toward the warmth giving sun, picked up his hose, and went on with his watering.  
The summer was quickly fading into fall Carl was doing some tilling when he was startled by the sudden approach of someone behind him.
He stumbled and fell into some evergreen branches.
As he struggled to regain his footing, he turned to see the tall leader of his summer tormentors reaching down for him. He braced himself for the expected attack.
"Don't worry old man, I'm not gonna hurt you this time." 
 
The young man spoke softly, still offering the tattooed and scarred hand to Carl. As he helped Carl get up, the man pulled a crumpled bag from his pocket and handed it to Carl.
"What's this?" Carl asked. "It's your stuff," the man explained. "It's your stuff back.
Even the money in your wallet" "I don't understand," Carl said. "Why would you help me now?"
The man shifted his feet, seeming embarrassed and ill at ease. "I learned something from you," he said. "I ran with that gang and hurt people like you we picked you because you were old and we knew we could do it But every time we came and did something to you, instead of yelling and fighting back, you tried to give us a drink. You didn't hate us for hating you. You kept showing love against our hate."
He stopped for a moment. "I couldn't sleep after we stole your stuff, so here it is back."

He paused for another awkward moment, not knowing what more there was to say. "That bag's my way of saying thanks for straightening me out, I guess." And with that, he walked off down the street.
Carl looked down at the sack in his hands and gingerly opened it. He took out his retirement watch and put it back on his wrist. Opening his wallet, he checked for his wedding photo. He gazed for a moment at the young bride that still smiled back at him from all those years ago..
He died one cold day after Christmas that winter. Many people attended his funeral in spite of the weather.
In particular the minister noticed a tall young man that he didn't know sitting quietly in a distant corner of the church.
The minister spoke of Carl's garden as a lesson in life. 
 
In a voice made thick with unshed tears, he said, "Do your best and make your garden as beautiful as you can. We will never forget Carl and his garden."
The following spring another flyer went up. It read: "Person needed to care for Carl's garden."
The flyer went unnoticed by the busy parishioners until one day when a knock was heard at the minister's office door.
Opening the door, the minister saw a pair of scarred and tattooed hands holding the flyer. "I believe this is my job, if you'll have me," the young man said. 
 
The minister recognized him as the same young man who had returned the stolen watch and wallet to Carl.
He knew that Carl's kindness had turned this man's life around. As the minister handed him the keys to the garden shed, he said, "Yes, go take care of Carl's garden and honor him."
The man went to work and, over the next several years, he tended the flowers and vegetables just as Carl had done.  

During that time, he went to college, got married, and became a prominent member of the community. But he never forgot his promise to Carl's memory and kept the garden as beautiful as he thought Carl would have kept it.
One day he approached the new minister and told him that he couldn't care for the garden any longer. He explained with a shy and happy smile, "My wife just had a baby boy last night, and she's bringing him home on Saturday."
"Well, congratulations!" said the minister, as he was handed the garden shed keys. "That's wonderful! What's the baby's name?"
"Carl," he replied.

That's the whole gospel message simply stated.  
Take 60 seconds give this a shot! Let's just see if Satan stops this one.
All you do is:
1. Simply say a small prayer for the person who sent you this. 

God bless this person in whatever it is that You know he or she may be needing this day!
2. Then send it on to five other people. Within hours five people have prayed for you, and you caused a multitude of people to pray to God for other people.
Then sit back and watch the power of God work in your life for doing the thing that you know He loves.

GOOD FRIENDS
ARE LIKE ANGELS, YOU DON'T HAVE TO SEE THEM TO KNOW THEY ARE THERE
Okay, I know I sent this to more than five people, but I knew God wanted to bless all of you.  
   
Enjoy
 
take care and God Bless
Alex W Fraser
Courtenay, BC
http://freegas.bitronglobal.com
2503386334
posted 4/15/15 

Saturday, 28 March 2015

The Magic Bank Account


Never looked at it this way


 THE AUTHOR IS NOT KNOWN. IT WAS FOUND IN THE BILLFOLD OF COACH PAUL BEAR  BRYANT, ALABAMA,  AFTER HE DIED IN 1982


The Magic Bank Account

Imagine that you had won the following *PRIZE* in a contest: 
Each morning your bank would deposit $86,400 in your private account for your use. 

However, this prize has rules.  

The set of rules:

1. Everything that you didn't spend during
each day would be taken away  from you.

2. You may not simply transfer money into some other account. 

3. You may only spend it.

4. Each morning upon awakening,  the bank opens your account with another  $86,400 for that day.

5. The bank can end the game without  warning; at any time it can say, “Game  Over!". 
It can close the account and you will not receive a new one.

What would you personally do?

You would buy anything and everything you wanted right? 
Not only for yourself, but for all the people you love and care for. 
Even for people you don't know, because you couldn't possibly spend it all on yourself, right?

You would try to spend every penny, and use it all, because you knew it would be replenished in the morning, right?

ACTUALLY, This GAME is REAL ...

Shocked ?

YES!

Each of us is already a winner of this *PRIZE*. 
We just can't seem to see it. 

The PRIZE is *TIME*

1. Each morning we awaken to receive 86,400 seconds as a gift of life.

2. And when we go to sleep at night, any remaining time is not credited to us.

3. What we haven't used up that day is forever lost.

4. Yesterday is forever gone.

5. Each morning the account is refilled, but the bank can dissolve your account at any time  without warning...

So, what will you do with your 86,400 seconds?

Those seconds are worth so much more than the same amount in dollars. 

Think about it and remember to enjoy every second  of your life 
.

So take care of yourself, be happy, love deeply and enjoy life!
Here's wishing you a wonderful and beautiful day. 

Start  “spending”....


"DON’T COMPLAIN ABOUT GROWING OLD,
SOME PEOPLE DON'T GET THE PRIVILEGE".


Sunday, 22 March 2015

God's Accuracy - Beautiful

God's Accuracy - Beautiful 

When GOD solves our problems, we have faith in HIS abilities; 
When GOD doesn't solve our problems HE has faith in our abilities. 

God's accuracy may be observed in the hatching of eggs. . . . . 

-those of the canary in 14 days; 

-those of the barnyard hen in 21 days; 

-eggs of ducks and geese in 28 days; 

-those of the mallard in 35 days; 

-The eggs of the parrot and the ostrich hatch in 42 days. 
(Notice, they are all divisible by seven, the number of days in a week!)

God's wisdom is seen in the making of an elephant. 
The four legs of this great beast all bend forward in the same direction.  No other quadruped is so made. God planned that this animal would have a huge body, too large to live on two legs. 
For this reason He gave it four fulcrums so that it can rise from the ground easily. 

The horse rises from the ground on its two front legs first. 

A cow rises from the ground with its two hind legs first. 

How wise the Lord is in all His works of creation! 

-Each watermelon has an even number of stripes on the rind. 

-Each orange has an even number of segments. 

-Each ear of corn has an even number of rows. 
-Each stalk of wheat has an even number of grains. 

-Every bunch of bananas has on its lowest row an even number of bananas, and   each row decreases by one, so that one row has an even number and the next row an odd number. Amazing! 

-The waves of the sea roll in on shore twenty-six to the minute in all kinds of weather.

-All grains are found in even numbers on the stalks.  

God has caused the flowers to blossom at certain specified times during the day. Linnaeus, the great botanist, once said that if he had a conservatory containing the right kind of soil, moisture and temperature, he could tell the time of day or night by the flowers that were open and those that were closed! 



The lives of each of us may be ordered by the Lord in a beautiful way for His glory, if we will only entrust Him with 0ur life. If we try to regulate our own life, it will only be a mess and a failure.  
Only God, who made our brain and heart, can successfully guide them to a profitable end.



I Pray God Bless You In Ways You Never Even Dreamed. I didn't think twice about forwarding this one. 



When you carry "the Bible" Satan has a headache; when you open it, he collapses;
when he sees you reading it, he loses his strength, and when you stand on the Word of God, Satan can't hurt you! And did you also know... 
that when you are about to forward this email to others, the devil will probably try to discourage you, but do it anyway. 



Life without God is like an unsharpened pencil - it has no point.